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I joined The Spire Team at AmeriFirst in 2010. As a mortgage broker in Denver I'm passionate about helping people buy and refinance homes. Nothing is more rewarding than helping a first time home buyer get the keys to their new home.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Just wanted to say despite all the ups and downs Jerre Allyn and Brandon Wilkinson were AWESOME. Very professional would recommend them to others. Anonymous
Jerre and Brandon took great care of us. We did not know the process of buying a house and Brandon took all the time to patiently answer our questions, explain the process and help us feel comfortable. We really appreciate the care that was taken to get us into a loan fit for us! Taylor Wilkinson
Through the entire process of buying my home, Jerre and his team offered full disclosure and all the advice of what I needed and needed to do. They made the stressful process not only manageable but (somewhat) enjoyable. Loved their knowledge and effort in their thoughtful and caring services. Gabriel Montelongo
I can't say enough about how wonderful Jerre was to work with! I had some unique circumstances with home buying situation and it was a very long, drawn out process. Jerre was there every step of the way. Jerre and his team were very repsonsive, helpful, and worked with me to find a ... READ MORE Becca Stenzel
Jerre and his team, Brandon W. were so supportive during the stressful process of buying a house. Any questions I had they were available at a moments notice. They worked with my strict work schedule and were very flexible and knowledgeable. Zoraida Martinez Teacher
Dear Prospective Homeowners: It is my pleasure to recommend Jerre Allyn & the AmeriFirst Team, as a real estate agent for any individual or family searching for the ideal home for their specific situation. I was looking for a smaller space, we all have to think about ... READ MORE Djuana DuBois Human Resource Management
Jerre is the BEST of the BEST! Cindy Cindy Jack of all traits
Jerre was referred to me by a mutual friend, to assist me in my first home buying process. From day one, Jerre took the time to answer all my questions and structure the right loan for my situation. He gave me the confidence and buying power I needed to get a house in one of the most ... READ MORE Connor John Dady Mortgage Customer
Jerre did a great job! He was very responsive and had great advice for our complicated transaction. His team seemed to be very organized and they were herlpful and polite. Tricia Neal
Jerre and team were absolutely amazing. Great communication all the way through. Thank you for making it fun! Cody Cano Cody Cano
Great experience! Jerry took the time to make sure I understood the entire process! On top of that we closed in 2 weeks!! Jorge Cordova
As soon as I told Jerry we were ready to refinance, he jumped on it and within just a few days he already gave us great news. Soon after that we were in high gear and closed in less than 30 days. If I couldn't give him an answer, he and his team got the answers for me so the ... READ MORE Kyle Wronkowski Home buyer
I believe my situation may be a special case, however he and the rest did not make it seem so. I've never met Jerre Allyn or his team in person, yet i feel like i know all their faces and will definitely send an invite out to join me for my house warming bbq. I purchased a home ... READ MORE Nick Robertson Construction Manager / Civil Engineer
Jerre was extremely help, courteous and prompt, our loan went very smoothly. Bill Paddock
Jerre made the entire process a breeze! He was always so kind and positive! He really helped me understand everything and was great support from beginning to end! If you looking for a loan then Jerre and his team are the way to go! Lisa Resendez
Jerre made buying a home as easy as possible, very clean and very prudent on getting all of the information needed to finish the process. Highly recommended! Thanks again! Phil Phil Knudsen
Jerre is fantastic! He was attentive thru our entire process and made sure it was smooth sailing. We have worked with Jerre on several deals and he is our go-to guy for all of our mortgage needs. Cant think of anything that Jerre could possibly do better to make our experience any ... READ MORE Chris Riggle Principal Technical Account Manager
Jerre is great to work with and is on top of the process and super patient the entire way. He stays in communication and responds to all questions immediately. He was incredibly helpful in laying out all the alternative ways we had to choose between to finance our new house. All the ... READ MORE Michael Mahar
I have used Jerre for the past 2 refinancing of our home. He was awesome in putting together the best refi package that was best for us. I highly recommend anyone to use Jerre for there refinancing needs. Blake Prince Chief Pilot Kingwood Aviation
Jerre is awesome to work with and always finds a way to make everything work out! I highly recommend him! Jacob Tracy Service manager
Jerry was attentive, professional, knowledgeable and a real pleasure to work with. Jerry and his team at AmeriFirst were patient with us as first time home buyers and took the time to explain every step of the process. He offered a lot of advice and tips, and was patient with the ... READ MORE Brian Davis First Time Home Buyer
Jerre and the other folks of American First we extremely helpful and accommodating in our efforts with them, excellent service and advice. I would strongly recommend them for financial related services. Steve Menden Principal for Environmental Consulting Firm
Jerre was fantastic to work with. He is incredibly knowledgeable and was readily available throughout the process of acquiring the loan in order to address any needs that we had. He's always been willing to answer questions; even after closing, he has recommended that we contact ... READ MORE Pamela Nicholls
I have worked with Jerre on several occasions both refinancing and new home loans! He is amazing I refuse to work with anyone else! He is always efficient, fun, and in my opinion a miracle worker!! Kimberly Gower Insurance verification rep
Jerre Allen was a pleasure to work with! He made our experience as first time home buyers very painless and easy! Very professional, always had our best interests and kept us updated throughout the entire process. I would definitely recommend him to friends and family! Natalie Threde Owner
Been working witb Jerre and his team for years. He saves me money on every refinance and purchase transaction. I recommend him to my friend's and famrily who want to get financing with minimaldifficulties William M. Powers Owner
Jerre Allen was absolutely great to work with. He made the entire loan process painless and went out of his way to save us money if possible. He was friendly, professional, honest, and personable. He provided us updates regularly regarding our loan process, and we never had to come ... READ MORE Joyce Martin Managing Court Reporter
Jerre is a phenomenal mortgage broker. I've worked with him on several refinances over the years for different properties. We had a complicated refinance this year that required a lot of reworking along the way. He was organized, thorough, and made sure we got the best deal we ... READ MORE Tim Covi
Jerre was both patient with us as customers, and fast-acting as a lender. He thoroughly explained the process and our options to us as first-time home buyers. We felt confident that Jerre was doing everything he could do help us close, and we were successful on our first offer! ... READ MORE Stephanie Sterling Director of HR
I highly recommend Jerre for your next mortgage! I have been working with Jerre for over 10 years and he always does a GREAT job! Not only does he work with my clients but he has also helped me with my personal mortgage needs! He has also worked with my mother and ... READ MORE Dan Villanueva Dan Villanueva Real Estate Advisor Volante Realty
Jerre Allyn is the best in the business. He is diligent, knowledgeable, and a pleasure to work with. If you don't already have a strong relationship with a mortgage broker, then Jerre Allyn is the mortgage professional for you. I have no doubt you'll be happy you chose Jerre. Brian Valant Real Estate Professional
Jerre was absolutely wonderful in helping me purchase my first home. I could contact him at any time with whatever I needed and he would respond promptly. He explained things very well and would re- explain them if I still didn't understand. He found the best loan for me and my ... READ MORE Laura Steckler RN
Jerre is one of the best I've ever worked with. He kept the communication lines open even when he wasn't at work in order for me to get the home we wanted. He is very professional and dedicated to his clientele and would strongly recommend him to anyone in the market for a new ... READ MORE Jonathan Loetterle Pharmacy technician
I've done numerous purchase and refinance transactions with Jerre over the years, and on the most recent purchase, he met an extremely tight timeline that really helped get the deal done. He's always a pleasure to work with, he makes the lending process run very efficiently, ... READ MORE Jack Attorney
Jerre Allyn is a first class loan officer. I really enjoyed working with Jerre, starting from Day 1 and continuing through closing. We faced a few obstacles along the way, and each time Jerre was able to guide me as a first time home buyer in the right direction. I never felt that ... READ MORE Tyler Fisher Tyler Fisher Deputy Director, Centrist Project
Jerre and his team were on top of every detail and walked us through every step of the way with zero stress. Jason Winchester Jason Winchester Marketing associate
I honestly feel like Jerre Allen is one of the reasons we were able to get into our dream home. He was open and upfront about the whole process. He went above and beyond to help us out our best foot forward in this extremely competitive market. Shelby Murry Shelby Murry
Jerre and his team were a pleasure to work with for my mortgage loan! He was thoroughly and covered all of the options for funding my loan. He was friendly and timely throughout the entire process. Thanks Jerre! Betsy Hall Marketing Manager
Jerre was great with helping me buy my first home! He walked me through step by step and made me feel comfortable and also helped me to understand everything that was going on. I cannot say enough great things about Jerre he made buying a home a great experience! Anonymous
Jerre helped us refinance our property. He took the time to listen to what we needed and made it happen. He was great with communication and the entire process went smoothly. I would highly recommend using him for any of your loan officer needs! Nicole Mar Nurse
Jerre is fantastic to work with. I just completed my third finance transaction with him and as always everything was excellent. I highly recommend him and will continue to work with Jerre in the future. Brenda Cole Executive Assistant
Jerre Allyn has a unique ability to take a complicated process, such as a home loan, and make it simple, efficient and even a little fun. He and his team were a pleasure to work with, guiding and coaching throughout the entire process. I found them all to be knowledgeable, taking ... READ MORE Mandi B Director of Engagement
Jerre is very knowledgeable in the current real estate and mortgage market. He was extremely helpful in our home purchase and reduced our stress load since we didn't know all aspects regarding the mortgage side of the transaction. It was a pleasure working with Jerre and we would ... READ MORE Andrew Kippes Service Manager
I have been working with Jerre for several years (3? 4? I can't even remember anymore!) now about the potential of a refinance on my home. Each of the previous times we have worked together the numbers would just not allow for a refinance - my husband's credit, our ... READ MORE Kathy P

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